Real World Dollars, Real World Lessons: Nature Coast Investment Practicum Reaches $1 Million Milestone

In a time when financial literacy is more crucial than ever, Citrus County’s schools are at the forefront of an educational revolution—one that gives high school students the rare opportunity to manage real investment portfolios typically reserved for college classrooms.

Now in its sixth year, the Nature Coast Investment Practicum (NCIP) at Citrus High School has become a flagship example of public-private collaboration, blending rigorous academics with hands-on experience in real-world finance. At its 2025 annual celebration, the program proudly announced a major milestone: the student-managed Manatee Investment Fund (MIF) surpassed $1 million in total value, a remarkable leap from its original $25,000 seed funding just six years ago.

Hands-On Learning with Real-World Impact

The NCIP immerses students in the complexities of investment management, tasking them with overseeing the MIF under strict professional guidelines. Students analyze financial markets, evaluate companies, and make strategic buy/sell decisions under the supervision of the Manatee Fund Advisory Council. Guided by financial advisors and their instructor, Russell Wilson, participants apply both quantitative analysis—like price-to-earnings ratios—and qualitative evaluation of industry trends.

This year’s student team began managing the fund in August 2024 with a starting valuation of $376,970.58. Despite market volatility, strategic investments and donations helped the fund grow to $932,543.88 by February 2025, eventually crossing the $1 million mark with additional contributions. The MIL strategic investments, excluding the donation, grew by 18.64% during the management period—surpassing even the S&P 500 for the same timeframe.

“This program provides hands-on experience in managing investment accounts, equipping participants with the knowledge and confidence to make informed financial decisions,” said Shaunda Burdette, Executive Director of the Citrus County Education Foundation (CCEF). “Through real-world application and expert mentorship, students gain invaluable insights into market analysis and financial responsibility.”

More Than Money: Scholarships and Career Skills

The MIF isn’t just about growing dollars—it’s about growing futures. A portion of the fund’s earnings is allocated to student scholarships, awarded based on academic performance, participation, and reflective essays. In 2025, six students were awarded scholarships totaling $18,000. Since its inception, the fund has disbursed more than $100,000 in scholarships, supporting graduates pursuing careers in fields such as business, engineering, and healthcare.

Along the way, students master key financial and professional skills—from accounting and financial statement analysis to teamwork, public speaking, and portfolio presentation.

“They learn to track transactions, prepare reports, and interpret financial data—skills that are transferable to any profession,” said Dr. Scott Hebert, Superintendent of Citrus County Schools. He also announced plans to expand the NCIP to Crystal River and Lecanto High Schools, stating, “This practicum is about more than stock picks—it’s about empowering students with lifelong financial literacy.”

Community Partnerships Fuel the Program

The NCIP’s success is built on strong community support. A major boost came in January 2025, when a $606,385 donation accelerated the fund’s growth. Local financial advisor Scott Lee, a co-instructor and one of the program’s original architects, highlighted the importance of mentorship.

“We’re not just teaching kids about stocks. We’re teaching them how to think critically, analyze risk, and understand long-term financial planning,” Lee said.

Partnerships with organizations like Edward Jones and the CCEF help connect students with professionals and provide real-world experiences, including trips to Raymond James Financial headquarters. An advisory board—comprised of local attorneys, financial advisors, and educators—ensures the program meets industry standards while providing networking opportunities for students.

Student Testimonials: Confidence for the Future

For the students, the experience is transformational.

“I learned business strategies that will help me run my own company one day,” said Jesenia Cueto, a senior who focused on the tech sector.

Victor Otero, an aspiring chef, reflected, “This class taught me how to manage money—a skill I’ll use when I start my nonprofit to fight food insecurity.”

Alumni of the program have gone on to attend top universities like UF and FSU, entering college with a firm grasp of personal finance and investment strategies.

“This class taught me to go beyond the numbers and ask deeper questions,” said Madyson Brown, a 2024 scholarship recipient. “Now I feel confident making informed financial decisions.”

Looking Ahead: Expansion and Legacy

With plans underway to expand the program to other high schools in the county, Dr. Hebert emphasized the district’s commitment.

“Every student in Citrus County deserves this kind of opportunity,” he said. “It’s not just about financial gains—it’s about creating financially literate citizens who are ready to lead.”

What began as a bold experiment has blossomed into a model for experiential education, proving that high school students can navigate financial markets—and use that knowledge to invest in their futures and their community.

Acknowledgements

We extend our heartfelt gratitude to the many partners and supporters who make the Nature Coast Investment Practicum possible: the Citrus County Education Foundation, Edward Jones, and the dedicated administrators of Citrus High School. Special thanks go to mentors Scott Lee, Carol Dumas, Kaitlin Kirby, and Dana Sternberg for their unwavering guidance and support this year. We also want to recognize Russell Wilson, NCIP’s lead instructor, whose passion and commitment continue to inspire and empower the next generation of financially savvy leaders.

The Nature Coast Investment Practicum proves what’s possible when education meets opportunity. With hands-on experience and strong community support, Citrus County is empowering students to take charge of their futures. Together, we’re building financially savvy leaders—one stock pick at a time.

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Advocating for Education: 2025 FSBA Day in the Legislature

This week, I had the privilege of traveling to Tallahassee to participate in the 38th Annual Florida School Board Association (FSBA) Day in the Legislature. This event serves as a crucial opportunity for school board members across Florida to engage directly with state legislators, gain insights into education policies under consideration, and advocate for the needs of our students, families, educators, and communities.

Advocating for Citrus County Schools

As part of the Citrus County School Board delegation, I joined fellow board members in meeting with key legislators and state leaders. Our discussions focused on the pressing needs of our students, families, schools, and the broader community. We had meaningful conversations with Florida Senator Blaise Ingoglia and Florida House Representative J.J. Grow, sharing our perspectives on how legislative decisions impact education in Citrus County.

I am especially grateful to Senator Ingoglia and Representative Grow for their passion and commitment to our students and educators, particularly for their invaluable support in expanding career and technical education opportunities in our high schools. Programs such as our Academy of Health Careers—highlighted in this year’s legislative funding request—are essential. They provide industry certifications and real-world experiences that not only prepare students for immediate entry into the workforce but also create pathways that strengthen and benefit our communities.

These discussions provided a vital platform for advocating policy changes and securing resources to help our schools thrive. We emphasized the importance of continued investment in public education, ensuring students have access to high-quality learning experiences, and supporting educators in their mission to guide the next generation.

Commissioner Manny Díaz Jr.’s Address

Florida Commissioner of Education Manny Díaz Jr. addressed FSBA members, sharing his insights and encouragement for the future of education in Florida. He urged us to continue reassuring families, educators, and communities that, despite potential changes at the federal level, Florida remains committed to educational excellence. Commissioner Díaz encouraged school districts to embrace innovation, explore new ways to enhance student learning, and expand educational offerings. He also emphasized the importance of collaboration with the Florida Department of Education, reaffirming the department’s commitment to supporting local initiatives and ensuring the best possible outcomes for students, families, and communities.

The Classroom of the Future

A highlight of this trip was my participating in the ‘Classroom of the Future’ event, hosted by the Florida K12 AI Task Force at the Tallahassee State College Center for Innovation. This event explored the integration of artificial intelligence (AI) into education and how AI tools can enhance teaching and learning experiences.

As the Chairman of the FSBA AI/IT in Education Committee, I had the opportunity to co-present a Fireside Chat alongside Dr. Demetrius Rice, Director of Strategic Operations for FSBA. Our discussion focused on “Five Best Practices for Implementing AI Tools into Your Workflow,” a topic of growing importance as AI continues to shape the educational landscape.

We highlighted the benefits of AI in streamlining administrative tasks, enhancing personalized learning experiences, and supporting educators in delivering high-quality instruction. The session provided valuable insights into how schools can responsibly and effectively integrate AI technologies while addressing ethical considerations and data privacy concerns—all while ensuring that we prepare students to succeed in an increasingly AI-driven world.

The Florida K-12 AI Task Force is composed of over 80 dedicated members, including University of Florida faculty and staff, Florida district and school administrators, district information and instructional technology leaders, parent groups, school board members, community college administrators, industry professionals, and nonprofit leaders, and teachers. I am honored to work alongside these educators and innovators as we shape the future of AI in education, ensuring that technology enhances learning experiences while maintaining ethical and practical considerations.

Key Legislative Developments

In addition to meetings and presentations, we closely reviewed numerous filed bills and their potential impact on Florida’s students and school districts. Among the many legislative proposals, two bills stand out as particularly promising:

SB 166 – Administrative Efficiency in Public Schools

Sponsored by Senator Simon, this bill continues efforts to deregulate public education initiated last year in the Florida Senate. A key provision modifies high school graduation requirements. Instead of the 10th Grade English Language Arts (ELA) assessment and Algebra I End-of-Course (EOC) exam serving as standalone barriers to graduation, the bill proposes incorporating these scores into students’ final grades.

This shift could create new opportunities for students by reducing high-stakes testing pressure while maintaining rigorous academic standards. It acknowledges that a single test should not define a student’s educational journey and allows for a more holistic assessment of academic achievement.

HB 261 / CS/SB 296 – Middle and High School Start Times

Another significant legislative proposal is HB 261 in the Florida House, co-sponsored by Representatives Booth, Mooney, Tendrich, and Weinberger, and CS/SB 296 in the Florida Senate, sponsored by Senator Bradley. These bills seek to repeal or provide local autonomy over the state-mandated school start times set to take effect by July 1, 2026. Currently, middle schools must begin no earlier than 8:00 AM and high schools no earlier than 8:30 AM.

The mandated statewide implementation presents logistical challenges for districts, including transportation constraints and budgetary concerns. This bill would return decision-making authority to local school districts, allowing them to determine start times based on their unique needs and circumstances.

Moving Forward

The 2025 FSBA Day in the Legislature reaffirmed the importance of collaboration between educators, policymakers, and community stakeholders in shaping the future of education in Florida. As we move forward, the school district remains committed to advocating for policies that enhance student success, respect our families, support educators, and strengthen our school system.

I look forward to continuing these discussions with our legislators, colleagues on the Citrus County School Board, FSBA members, and stakeholders in our community. Together, we will work to ensure that every student in our district has the resources and opportunities they need to succeed.

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Young Athletes Shine at the 12th Annual TGH Citrus Kids Triathlon

The 12th Annual TGH Citrus Kids Triathlon, held on Saturday, March 8, 2025, at Bicentennial Park in Crystal River, FL, was a celebration of athleticism, perseverance, and community spirit. Over 500 kids, volunteers, and spectators participated in the event, which was sponsored by Tampa General Hospital (TGH) Crystal River and hosted by the Citrus County Education Foundation (CCEF). Managed by DRC Sports, this USA Triathlon-sanctioned competition brought together young athletes from across the region to compete in swimming, biking, and running.

With three divisions—Junior, Senior, and Tri4Fun—children aged 5-15 showcased their determination and resilience. The event emphasized personal achievement and sportsmanship, providing a platform for kids of all abilities to challenge themselves in a supportive, multisport environment.

Event Coordinator and CCEF Treasurer Amy McLaughlin, who has been involved since the inaugural race, spoke about the event’s deep roots in the community. “The Citrus Kids Triathlon is one of my favorite events. It’s more than just a fundraiser for CCEF—it’s a celebration of community. Seeing kids of all ages and abilities, along with families and volunteers, come together to support and cheer each other on is heartwarming. Every year, it reminds me how special our community truly is.”

McLaughlin reflected on her personal journey with the event, from supporting her son and daughter as first-time triathletes to becoming a dedicated organizer. “This was the 12th annual Citrus Kids Tri, and I’ve been part of it since the very first one—first as a parent when my son and daughter wanted to try something new, and ever since as either a parent or a volunteer. I hope to see this event continue to grow and benefit everyone involved.”

This year marked a significant milestone with the introduction of Tampa General Hospital as the title sponsor, further strengthening the triathlon’s mission to promote health and wellness among youth. Jennifer Siem, TGH Senior Director of Strategic Growth and Governmental Affairs, highlighted the event’s alignment with TGH’s dedication to fostering lifelong healthy habits. “At Tampa General Hospital, we believe in fostering healthy, active lifestyles from an early age, and this event perfectly embodied that mission.”

Linda Stockton, TGH Senior Vice President & TGH Crystal River Hospital President, emphasized the deeper impact of the triathlon beyond physical activity. “The TGH Crystal River Citrus Kids Triathlon was about more than just swimming, biking, and running—it was about determination, sportsmanship, and celebrating the incredible spirit of our young athletes. We look forward to additional opportunities to support education in Citrus County through our important and evolving partnership.”

Among the standout performances of the day was Senior Girls Age 14 Division 1st place winner—and fastest female competitor of the day—Jocelyn Daugherty, an eighth grader from Crystal River Middle School. A year-round swimmer for the Sun Coast Swim Team, which trains at Bicentennial Park Pool, Jocelyn shared her enthusiasm for the competition. “I love the sense of accomplishment, pride, and exhilaration after crossing the finish line. I also enjoy meeting other athletes from different areas who come to compete.”

With experience in multiple triathlons at both Whispering Pines and Bicentennial Park, Jocelyn has gained extensive multisport experience. Offering advice to aspiring young triathletes, she encouraged them to take the leap. “For anyone thinking about doing a triathlon, just go out and do it. It is a challenging feat, but just finishing the race is an accomplishment in itself. You may not place, but knowing you can train harder and push yourself more for the next one is what makes it worthwhile.”

CCEF Executive Director Shaunda Burdette echoed the sentiment that the event is about more than competition. “The Citrus Kids Triathlon, presented by Tampa General Hospital, is an opportunity for young athletes to build confidence, embrace a healthy lifestyle, and experience the joy of perseverance. At the Citrus County Education Foundation, we are proud to support an event that challenges students to push their limits while fostering a strong sense of community. We are grateful to Tampa General Hospital and all our partners for making this incredible experience possible for our kids.”

The enthusiasm and support from families, volunteers, and sponsors turned the 12th Annual TGH Citrus Kids Triathlon into a truly unforgettable event. With each passing year, the event continues to grow, inspiring young athletes to push their boundaries and celebrate the joy of sport. As the finish line banners came down and medals were awarded, one thing was clear: the spirit of triathlon in Citrus County is stronger than ever.

Jennifer Siem summed up the day’s impact perfectly: “Watching the kids challenge themselves, push their limits, and cross that finish line was truly inspiring. No matter their speed or skill level, every participant was a winner because they had the courage to step up, take part, and give it their all.”

2025 12th Annual TGH Citrus Kids Triathlon Results

Saturday, March 8, 2025

Senior Division (Born 2010-2014)

Male Age 11

1. J. Coimbra – Wesley Chapel – 21:44.2
2. A. Logvinov – Sarasota – 30:42.2
3. M. Trail – Crystal River – 35:41.1

Male Age 12

1. N. Schechter – Ocala – 24:13.1
2. G. Lowe – Lecanto – 28:07.2
3. J. Beauvais – Homosassa – 31:58.7

Male Age 13

1. Landon Black – Lecanto – 28:44.1
2. Thunder Ballantine – Gainesville – 29:07.0
3. Davis – Clearwater – 31:12.5

Male Age 14

1. Jake Bahner – Beverly Hills – 23:05.1
2. Chang Lin – Inverness – 36:07.2

Male Age 15

1. Konner Gonsalves – Inverness – 30:02.7
2. Marcus Duey – Dunnellon – 40:01.2

Female Age 11

1. M. Herrera – Beverly Hills – 29:10.9
2. K. Hammond – Homosassa – 31:01.4
3. H. Ballantine – Gainesville – 37:33.4

Female Age 12

1. S. Hatley – Hernando – 41:16.3

Female Age 13

1. Miroslava Logvinova – Sarasota – 27:49.7

Female Age 14

1. Jocelyn Daugherty – Homosassa – 25:35.2
2. Lilia Stone – Orlando – 29:36.3
3. Rebecca Wilson – Lecanto – 36:32.9

Female Age 15

1. Xiwen Liu – Homosassa – 30:09.7
2. Madison Teitel – Inverness – 32:24.7

Junior Division (Born 2015-2020)

Male Age 6

1. B. McKay – Orlando – 24:55.2
2. T. Moore – Lecanto – 25:06.3
3. R. Cummins – Inverness – 25:28.8

Male Age 7

1. W. Lowe – Lecanto – 16:44.5
2. E. Heron – Beverly Hills – 17:52.8
3. H. Wright – Inverness – 20:13.5

Male Age 8

1. S. Szymanski – Safety Harbor – 14:13.2
2. C. Balmert – Crystal River – 17:03.8
3. B. Mungovan – Hernando – 18:55.1

Male Age 9

1. N. Garcia – Wesley Chapel – 12:49.9
2. J. Ballantine – Gainesville – 15:58.5
3. F. Rodrigues – Land O Lakes – 16:52.2

Male Age 10

1. M. Beauvais – Homosassa – 15:49.6
2. A. Russel – Land O Lakes – 15:50.6
3. A. Lowes – Lecanto – 15:56.5

Female Age 7

1. E. Stanton – Wesley Chapel – 22:34.8
2. E. Rodrigues – Land O Lakes – 23:01.5
3. A. Manoukas – Homosassa – 24:00.2

Female Age 8

1. D. Coimbra – Wesley Chapel – 16:55.6
2. S. Wester – Beverly Hills – 18:54.5
3. D. Logvinova – Sarasota – 19:28.3

Female Age 9

1. O. Maltas – Inverness – 17:48.3
2. P. Clark – Inverness – 19:21.3
3. S. Bender – Inverness – 20:54.3

Female Age 10

1. A. Muller – Gainesville – 12:38.6
2. E. Szymanski – Safety Harbor – 13:06.6
3. S. Parulekar – Lutz – 14:41.9

 

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